Three good ways for friends to prevent credit card stolen!


Due to the current problems of credit card supervision and customer security awareness, credit card theft incidents occur frequently. Many cardholders have encountered credit card cases that have not been received or even received, and have been inexplicably stolen, and have been rushed by banks. When friends encounter their credit card being stolen, the resulting consumer bills must be paid off first and then retrieved. So how do we prevent our credit card from being stolen? Today Xiaobian came to talk to friends about three good ways to prevent credit card stolen! Let's take a look at it.

First, there are two main situations in credit card theft:

1. Loss of personal information, after being stolen by criminals, copy the card consumption.

2. The personal credit card is activated and consumed by others. At present, credit cards are mostly sent by letter or courier. In theory, I need to obtain a valid ID card. However, the fact is that colleagues, neighbors and even guards can sign on behalf of the card posting process, which adds to the risk of being "fraudulent".

Therefore, once the cardholder knows that the credit card applied for in his own capacity has inexplicably consumed, he must first apply to the bank for the loss of the card and report the case to the local police station. In addition, there are some details worthy of attention in preventing credit card theft in daily life.

Second, three good ways to prevent credit card theft:

1. Protect personal information security

In the process of applying for a credit card, you must strictly follow each link until you get the card to activate and set a higher security transaction password. Setting a trading password is very important. Many cardholders believe that as long as the "signature + password" method is adopted, the security of the credit card can be guaranteed. In fact, many merchants only take the form when checking the signature, which is not serious, and some even do not look at it, as long as the transaction password I will recognize it.

2. Remember the bank's hotline number

If the cardholder finds that his or her credit card has been lost, it should immediately report the loss through the telephone bank. Most of the bank's credit card loss guarantee clauses stipulate that the customer's loss within the first 48 hours. Regarding the loss of card protection, what you want to know is here → With it, you don’t have to worry about losing your card anymore. At present, most banks can make a call loss report effective immediately, and a few banks that fail to take effect immediately can also ensure that the customer's data is frozen within 24 hours.

3, keep all kinds of credit card documents

It is best for the cardholder to properly keep the original credit card consumption documents such as withdrawal slips, credit card purchase receipts and bills on the ATM machine, and save them for a period of time before they are destroyed. Not only does this avoid revealing personal and card information, but it can also be used as evidence in the event of a credit card dispute.

Summary: In order to protect their own interests, the cardholders must do the right writing when signing on the back of the card, which is difficult for others to imitate. But in fact, many cardholders do not agree with the signature on the back of the credit card, and they are not allowed to sign or even sign, or the signature does not match the signature of the original application. This is very bad. When a credit card is fraudulently used, a dispute arises, and the court resolves it, the cardholder will suffer a big loss. Many credit card fraud cases fully illustrate this point. Remind friends to write their own signature on the original credit card, in line with the signature reserved by the bank. Timely opening SMS and WeChat bank credit card consumption reminders, the only way to better prevent stolen and stolen brushes when there is time to collect evidence. Learning to protect your own financial security is the best card-based card. I hope this information will help my friends.

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