In front of us, we talked about overseas machines. Today we talk about the current domestic POS machine market. Now the POS machine market can be described as a blowout, a variety of hand-brushes and so on! Today, I would like to talk to you about the industry insider that POS machine agents should know. The current situation of the POS agent circle is that many people do not understand POS card, the whole process, will only be agents, did not understand the whole system operation of the card. Many people started to report or were incited by some bad companies, and entered the industry with the dream of making money! Finally, the blood is gone. Any industry has its own moisture and insider. Especially in the financial-related industries, the three markets of POS, cardless payment and credit card are particularly deep. Returning to zero today is the POS machine market. The POS machine market has always been uneven, the bad payment company pit agent, the second class agent of the bad first class agent, and then a vicious circle. So today, I will share the insider of the POS industry, so that I don't want to be a friend of the POS machine. I have spent a lot of time and effort to make money and possibly lose money. A pos card swipe transaction is successful, requires the entire system support, must have the following: From credit card to success, this is a must. Personal investment requires 300,000, 1 million, and millions, and there is a service fee every year, and there is a channel deposit, so it is not what everyone thinks. simple. The following four points are common scams and insiders in the POS industry! Scam one: said that he is taking the UnionPay channel However, 99% of the two clear-cut licenses must be licensed. Only the smuggling accounts that are not required to be taken are not photographed. Large merchants do not have licenses and licenses. What is a big business, simply said, no matter how many machines, mcc is exactly the same, not a machine, a lot of people have encountered before, that is, home appliances, supermarkets, caps, all machines all mcc. The second clearing machine, the credit card bill and the small ticket name are different, because he has no license, so it will usually display the name of the channel side, but there will be a suffix at the back, such as display, xx payment company - xx warehouse supermarket. Don't always say which machine is cheaper and more efficient. Is there such a good policy to talk to you? You have no background, and there is no strong financial strength. Is this good thing getting you? Therefore, no matter which POS company you join, no matter what industry you do, you must learn to look good and understand the bad wind review, so that you can actually help you. Wedge Cushion,Pelvic Tilt Wedge Cushion,Wedge Cushion For Bed,Posture Wedge Cushion Hebei siuno household supplies co.,ltd , https://www.ciaosleep.com
1, pos receipt system
2, the server
3, the channel side
4, clearing system
In fact, companies with non-financial institutions acquiring licenses are all based on their own company accounts. The small ticket is printed as the name of a third-party company. I believe everyone has seen the company name written instead of "China UnionPay". Tickets. In order to defraud the agent's trust, the funds went through the UnionPay channel.
Only the funds of the company directly affiliated with UnionPay and the UnionPay will go through the UnionPay channel. Other agents who say that they are taking the UnionPay channel should stay a few more. This kind of old trick of pulling the flag of Tiger Pila is really not uncommon. The safety and flow stability of this kind of machine are not guaranteed.
Scam 2: High scores trap
For POS agents, the transaction volume of POS machines is only a small proportion of profits, and the bulk is still dependent on the latter. The charm of the split is that: lying in the house, you can have a large amount of money into your bank card. Therefore, some informal companies in the market also value the charm of this diversion, seize this loophole and people's psychology, and play high-scoring signs to attract more agents' attention. Then, when the agent chooses, do not simply look at how high the distribution is, and confirm the separation period, one month or half a year or even one year. Also, consider the stability of the distribution to the account, determine which day is fixed every month, of course, the daily balance is better. Although the rate was unified by 0.6% after the 9.6 fee change last year, the high profit of the POS machine industry has shrunk severely, but there is still profit. And agents have other ways of profit, not the case, such as receiving agents.
Scam three: stacking investment
When many companies invite investment, they will inform that there is no deposit fee for the non-guarantee, just how much to pick up the goods, and how much later. So smart people think about what is right and what is going to be more reliable in the future? Chinese people have a problem like listening to good words, do not like to hear the truth! Nowadays, there are many so-called agent-free fees and independent back-offices. In fact, it is only a POS machine agent. This is a contract, this is not guaranteed, the machine price is high, the product is single, and the after-sales is not guaranteed. If the agent has insufficient professional knowledge, It’s a big problem for friends, and a legitimate company with real strength is not recruiting in this way. Cheap, no good goods, is the same forever.
Scam 4: Merchants Association
The packaging is very tall and there are many cooperative projects. However, the actual project is POS investment, and there are great discounts on the spot. The contents of the China Merchants Association are 100% exciting, and the pattern is full of temptations. It seems to be very formal. If everyone is looking at it and wants to do it, it still takes some time to test the functionality and stability of the product. Is it the same as that mentioned in the China Merchants Association? It is only after you have personally identified it.
Let us talk about some insider of investment:
1, do not send points to change to POS machine;
2, forced to purchase goods, otherwise refused to send and distribute;
3, the old machine is forbidden to use low rates, the machine must be newly purchased to enter the network low rate;
4. Continue to reduce the rate and press the agent;
5, the original promise of not recovering is not fine, all the words!
6, reduce the rate, stimulate the POS agent to press the goods, and then increase the rate;
7. Granting the name of the branch company is actually a bright and upright pit.
8, engage in joint operations, of course, the premise is that you need to invest, pull a wave of agents who played stimulants.
What free paving machine, all-in-one, deductible, loanable, very high rate, do not charge agency fees, do not franchise fees, you must stay a few more.
Let me talk about the difference between the big merchants, the second clearing machine, and the clear one.
Some people think that if there is a license, it will be clear, and there will be no photo or two. This is a mistake. A clear license must be obtained. Yes, the second clearance machine includes a licensed and unlicensed license.
A large merchant has a license. For example, many POS companies have the same name as the credit card bill. Because people have licenses, the credit card bills are the same.
The big business, the most crowded place, is that he is a fixed rate, that is, a rate, for example, he is 0.33 settlement, that is, regardless of opening, 0.38, 0.5, 0.78, 1.25, he is 0.33 settlement (of course After the 9.6 fee change last year, the rate has been unified. The 0.78 or 1.25 we are talking about here is for example only. However, nowadays, the mode of big merchants is getting less and less, and now 99% are still taking one machine and one yard. Now there are many of the second cleaning machines, and they are also one machine and one yard.
Many friends who have not yet entered the POS industry do not know how many POS Erqing companies are running. Payment is a long-term business, you need to keep a reasonable profit margin, remember to rationalize profits, not your own! There is no support for profit, where is the after-sales service and constant innovation.